HDFC Bank Fixed Deposit (FD) Scheme 2026 is a safe and popular investment option for people who want guaranteed returns with low risk. In this scheme, you deposit a fix amount of money for a specific period, and the bank pays you interest on it.
What is HDFC Bank FD 2026 ?
HDFC Bank FD 2026 allows coustomer to invest a lump sum amount for a fixed tenure and earn assured interest. The interest rate depends on the deposit amount and the time period selected
The tenure of HDFC Bank FD ranges from 7 days to 10 years, giving flexibility to investors.
Key Features of HDFC Bank FD Scheme
- Flexible tenure from 7 days to 10 years
- Safe and secure investment option
- Competative interest rates
- Available for online and offline opening
- Premium withdrawal allowed with conditions
- Nomination facility available
- TDS applicable ( can be avoided by submitting Form 15G/15H)
- Senior citizens get extra 0.50% interest
Interest Rates
- Regular FD interest rates range from 3.00% to 7.00% annum
- Senior citizens recieve additional interest benifits
Types of HDFC Bank Fixed Deposit Scheme 2026
1. Regular Fixed Deposit
- Suitable for individuals seeking safe returns
- Tenure: 7 days to 10 years
- Extra interest for senior citizens
2. Overdraft Against Fixed Deposit
- You can take a loan up to 90% of FD amount
- Interest is 2% higher than FD rate
- Minimum FD amount: ₹25,000
3. FCNR Fixed Deposit
- Deposit in foreign currencies
- Tax-free in India
- Suitable for NRIs
4. 5-Years Tax Saving Fixed Deposit
- Lock-in period of 5 years
- Tax benifit under Section 80C
- Investment limit: ₹100 to ₹1.5 lakh
Document Required
- Identity and address proof ( Addhar, passport, etc.)
- PAN Card
- Recent passport-size photograph
- Form 15G/15H (if applicable)
Eligibility Criteria
The following entities can open an HDFC Bank FD:
- Indian residents
- Trusts
- Limited companies
- sole proprietorship
- Hindu Undivided Families (HUFs)
Minimum Investment
- Tax Saving FD: ₹100
- Regular FD: ₹5,000
Conclusion
HDFC Bank Fixed Deposit Scheme 2026 is an excellent option for people who want stable returns without risk.With multiple FD options, flexible tenure, and easy account management, it is suitable for both short-term and long-term investors.
HDFC BANK Scheme Related Details Visit Official Website 👇
https://www.hdfcbank.com/personal/save/deposits/fixed-deposit
LIC Fixed Deposit Investment Scheme 2026👇
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